Industry

Provides 24/7 indemnity for up to 85% of your nominated weekly benefit if you contract a non-existing illness or injury.

A legislative requirement under State/Territory law in NSW, ACT, VIC, SA and WA for contracts over $20,000 in NSW & WA (or $12,000 in VIC, ACT & SA). It covers homeowners from faulty workmanship or non-completion of a contract if the builder is unable to complete the works due to death, insolvency or disappearance.

Protects against bodily injury, property damage and medical expenses related to clinical trials undertaken across the globe.

Provides cover to the licensed commercial builders for their legal accountability in reference to structural defects occurring in a building they have completed.

Covers the risk of financial loss incurred past the original scheduled completion date due when the delay is caused by physical loss or damage to the project.

Protection for claims associated with Product Recall due to potential for injury or damage as a result of Accidental Contamination, Malicious Product Tampering of Government Mandated Recall.

Covering physical loss or damage to contract works during a construction project. This can include improper construction of structures and damages that happen during renovations.

Covers theft, breakdown or damage of a large range of mobile plant & equipment including bobcats, bulldozers, cranes, concreting equipment, excavators, forklifts, farming machinery, loaders and road work equipment

Covers the cost of rectifying faulty workmanship, regardless of whether the rectification work is undertaken by you or someone else.

In the event of your vehicle being involved in a total loss claim you may find yourself still owing a larger amount than you receive from your claim payout.

Liability for Personal Injury & property damage (including Financial loss) associated with manufacturing process and distribution of consumable product

Liability for personal injury & property damage (including financial loss) associated with manufacturing process and distribution of consumable product.

Insurance covers all fixed glass within your business; shop front, mirrors, windows, doors and fittings such as glass displays.

Compulsory for all medical practitioners in Australia including dentists, optometrists, pharmacists, physiotherapists. Cover protects both practitioner and patient in the case of a negligent act, error or omission during care.

Covers third parties from pollution caused by your business’s activities including personal injury and property damage. Coverage can include clean-up to remove hazardous substances and restoring properties to usable condition.

Protection of equipment including mobile surgical equipment, mobile electronic devices used by medical and first aid professions and medical devices being trialled in various clinical trial phases.

Protect the livelihood of your medical practice and all your practice staff in the event of a complaint, negligent act, error, omission.

Covers expenses associated with product recall including notification, shipping, warehousing and additional personnel. Cover can be extended to include the cost of repair, replacement or refund of the product.

Water damage within shopping centres where sprinkler systems are accidently set off, usually by shop fitters.

Covering impairment of computer systems including breakdown. Cover can also extend to protect loss of profits following an interruption.

Covering a contractor’s liability for property damage or injuries to a third party once contracted operations cease.

Covers theft or accidental damage to the portable devices that you use away from the office to run your business such as tools, laptops and mobile phones.