Industry

Provides 24/7 indemnity for up to 85% of your nominated weekly benefit if you contract a non-existing illness or injury.

A legislative requirement under State/Territory law in NSW, ACT, VIC, SA and WA for contracts over $20,000 in NSW & WA (or $12,000 in VIC, ACT & SA). It covers homeowners from faulty workmanship or non-completion of a contract if the builder is unable to complete the works due to death, insolvency or disappearance.

Protects against bodily injury, property damage and medical expenses related to clinical trials undertaken across the globe.

Provides cover to the licensed commercial builders for their legal accountability in reference to structural defects occurring in a building they have completed.

Protection for the accidental loss or damage to existing buildings, plant, machinery and equipment. 

Providing cover for online digital theft of financial assets or data. 

Covers the risk of financial loss incurred past the original scheduled completion date due when the delay is caused by physical loss or damage to the project.

Protection against legal costs and expenses arising from acts, omissions or breaches of Professional duty, in connection with the Insured’s Business.  

Protection for claims associated with Product Recall due to potential for injury or damage as a result of Accidental Contamination, Malicious Product Tampering of Government Mandated Recall.

Covering physical loss or damage to contract works during a construction project. This can include improper construction of structures and damages that happen during renovations.

Covers theft, breakdown or damage of a large range of mobile plant & equipment including bobcats, bulldozers, cranes, concreting equipment, excavators, forklifts, farming machinery, loaders and road work equipment

Protection for first party loss against dishonesty, fraud and other criminal or malicious losses.

 Provides cover for financial loss resulting from theft, fraud, dishonesty or other criminal or malicious acts.

Protection against misuse of confidential or privileged data and unauthorised use of, or access to, electronic data or software.

Cover against cyber breaches, including. security and privacy liability, network interruption and recovery, network extortion, privacy regulatory defence and intellectual property liability.

Protect your business from internet-based risks including hacking, data theft, ransomware, misplaced/mishandled files, illegal acts by employees, inadvertent security breaches by employees, improper discarding of computers/hardware.

Increased online trading raises the risk of an interruption to business caused by hackers. POS systems are also exposed to hackers who can shut down systems nationally, causing a loss in revenue and damage to the systems.

Provides protection against the unauthorised access or misuse of confidential or privileged data. 

Protection for individual directors and officers in the event of actual or alleged acts, errors or omissions when managing a company. 

Company directors and officers are under immense pressure to carry out their duties to meet stakeholder expectations. Failure to do so may lead to exposure of personal financial liability.

Protection for individual directors and officers in the event of actual or alleged acts, errors or omissions when managing a company. 

 protection against Wrongful Acts in an individual’s capacity as a Director or Officer of the Insured.

 Protection for individual directors and officers in the event of actual or alleged acts, errors or omissions when managing a company. 

Provides protection for past, present and future claims, alleging a wrongful act in an individual’s capacity as a director or officer of a company.

Protection for claims from employees against the business.

Provides cover for claims made against the company by past, present or future employees for employment related issues.

Covers the cost of rectifying faulty workmanship, regardless of whether the rectification work is undertaken by you or someone else.

In the event of your vehicle being involved in a total loss claim you may find yourself still owing a larger amount than you receive from your claim payout.

Liability for Personal Injury & property damage (including Financial loss) associated with manufacturing process and distribution of consumable product

Liability for personal injury & property damage (including financial loss) associated with manufacturing process and distribution of consumable product.

Insurance covers all fixed glass within your business; shop front, mirrors, windows, doors and fittings such as glass displays.

Coverage for your Customer’s Cargo if damaged during Transit. There are different levels of this cover available.

Compulsory for all medical practitioners in Australia including dentists, optometrists, pharmacists, physiotherapists. Cover protects both practitioner and patient in the case of a negligent act, error or omission during care.

Protect your business from internet-based risks including hacking, data theft, ransomware, misplaced/mishandled files, illegal acts by employees, inadvertent security breaches by employees, improper discarding of computers/hardware.

Increased online trading means increased reliance on a main warehouse location where losses can be catastrophic compared to the risk being spread across multiple store locations.  Overseas manufacturers, especially in specialty lines, can cause interruption to a key stock items, impacting supply.

If your vehicle is damaged in an accident it can result in delays getting you back on the road. This cover will pay a weekly benefit to pay expenses.

A combined General Liability and Professional Indemnity package policy, providing protection against a company’s legal liability following a failure of their technology related service or product.

Cover for loss or damage to goods, machinery and equipment in transit from overseas or within Australia.

Cover for loss or damage to goods, machinery and equipment in transit from overseas or within Australia.

Cover for loss or damage to goods, machinery and equipment in transit from overseas or within Australia (including storage and consignment).

Honan offer a holistic service to the Medical and Health industry. We are able to assist will all your insurance needs including home, motor and travel through Honan Private Client.

Covers third parties from pollution caused by your business’s activities including personal injury and property damage. Coverage can include clean-up to remove hazardous substances and restoring properties to usable condition.

Protection of equipment including mobile surgical equipment, mobile electronic devices used by medical and first aid professions and medical devices being trialled in various clinical trial phases.

Protect the livelihood of your medical practice and all your practice staff in the event of a complaint, negligent act, error, omission.

Covers expenses associated with product recall including notification, shipping, warehousing and additional personnel. Cover can be extended to include the cost of repair, replacement or refund of the product.

 Protection against negligent errors and omissions or breach of duty.

Provides protection against civil liability claims from third parties arising from actual or alleged breaches of your professional duty.

Protection against legal costs and expenses arising from acts, omissions or breaches out of or from actual or alleged breach of Professional duty, in connection with the Insured’s Professional Business.

Protection of Physical Assets and consequential loss of product after an event such as fire, by covering ongoing costs so you can recover and rebuild.

Water damage within shopping centres where sprinkler systems are accidently set off, usually by shop fitters.

Frequency and exposure for slips and trips in store is increased with multiple stores.

Provides indemnity for your liability for personal injury or property damage resulting from an incident in connection with your business. Different covers are required for transport companies and machinery operators.

Cover for errors, omissions or misleading information when raising extra capital or listing the company on a public exchange.

Covering impairment of computer systems including breakdown. Cover can also extend to protect loss of profits following an interruption.

Covering a contractor’s liability for property damage or injuries to a third party once contracted operations cease.

Covers theft or accidental damage to the portable devices that you use away from the office to run your business such as tools, laptops and mobile phones.