Strata Insurance: what does it cover?

Strata Insurance (also known as body corporate insurance) is a general insurance that covers common or shared property which is managed by a strata title or body corporate entity. It covers all components and common areas including pools, carparks, gardens, lifts, wiring, balconies, walls, windows, ceilings and floors. It may cover fixed parts.

Strata Insurance will cover repairs to property damage, thefts, disaster recovery and liability cover in the case of injury. It does not cover contents or personal items.

Why use an insurance broker for Strata?

There are restrictions to policies, and a variety of terms and conditions in the market. As a specialist strata insurance broker, Honan can help you navigate the insurance choices available, and assist with complex strata queries.

Our role includes:

Keeping a close eye on the insurance market to assess and understand insurer appetite.
Providing early warnings of rate and coverage change.
Leveraging our knowledge to provide relevant solutions, locally and nationally.
Providing a single point of contact for your Strata Insurance needs.

Strata Insurance claims

We understand how stressful the Strata Insurance claims can be, and we manage this process for you. Our in-house claims team is headed by legal experts who leverage their knowledge to your advantage, helping you get the best outcome from claims process. Get in touch toNotify us of a claim

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Strata Insurance in Australia

Across Australia, each state and territory will have varying legislative requirements around its Strata title properties. These mandatory requirements, and the risk profiles of different locations, can impact your premiums.

We have contacts across Australia to assist with your needs. For more information on Strata Insurance for you, select your state.

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